No Income/ No Asset Verification - Credit Scores >680
- Question: How does a no income/ no asset verification mortgage work?
- Answer: Simply state your income and assets on the application. We will not ask for tax returns, bank statements, or any form of verification. We suggest that you apply now and let us find the best option for you!
No Income/ No Asset Verification >700
Our NINA (no income/ no asset verification) program for this credit class is a 30 year fixed rate mortgage with the lowest interest rates available.
We will verify your employment, but we will not verify your income or your assets.
Employment Type - All employment types are now acceptable! If you are self-employed you must have a two year history
First time home buyers - Not allowed
Florida Properties - Some Florida properties may be subject to a temporary 5% reduction in LTV due to market conditions
| Occupancy | Score | Maximum Loan |
|---|---|---|
| Owner Occupied | 700 | 75% |
| Second Home | 700 | 75% |
| Investment Property | N/A | N/A |
| Occupancy | Score | Maximum Loan |
|---|---|---|
| Owner Occupied | 720 | 75% |
| Second Home | 720 | 75% |
| Investment Property | N/A | N/A |
Questions? Contact us! We will be happy to review your situation and determine which programs you qualify for.